How Do I Transfer Ownership of a Mobile Home in Tennessee?

Transferring ownership of a mobile home in Tennessee is a process that involves several steps and documentation. Whether you’re selling your mobile home, gifting it to someone, or inheriting one, it’s crucial to understand the procedures to ensure a seamless transition. In this comprehensive guide, we’ll walk you through the steps on how to transfer ownership of a mobile home in Tennessee, covering all the essential aspects.

Mobile home community in Tennessee
Mobile home community in Tennessee

1. Verify Ownership

Confirming Ownership

Before initiating the transfer process, ensure that you have legal ownership of the mobile home. You must possess the title, which serves as proof of ownership. If you don’t have the title, you’ll need to obtain it from the previous owner or apply for a duplicate through the Tennessee Department of Revenue. If your mobile home is still being financed, you will need to reach out to your lender for their policies and procedures regarding a home sale or transfer.

2. Complete the Title Assignment

Title Transfer

To transfer ownership of a mobile home, you must complete the title assignment section on the back of the mobile home title. Both the seller (current owner) and the buyer (new owner) must sign this section. Ensure that all information, including the mobile home’s identification details and the purchase price, is accurate.

3. Bill of Sale

Document the Transaction

A Bill of Sale is a crucial document that records the sale or transfer of the mobile home. It includes details such as the names and addresses of the buyer and seller, the mobile home’s identification information, the sale price, and the date of the transaction. Both parties should retain a copy of the Bill of Sale for their records.

Single Wide Manufactured Home Exterior
Single Wide Manufactured Home Exterior

4. Notarize the Documents

Notary Public

Having the title assignment and Bill of Sale notarized is a common practice in Tennessee. It adds an extra layer of authenticity to the documents and may be required by the county clerk’s office when you submit the paperwork for the transfer.

5. Visit the County Clerk’s Office

County Clerk’s Role

Take the notarized title assignment, Bill of Sale, and the mobile home title to your local county clerk’s office. Here, you will submit these documents along with any required fees. The county clerk’s office will process the transfer of ownership and provide you with a new title in the buyer’s name.

6. Updating Records

Notify Authorities

It’s essential to inform relevant authorities of the ownership transfer. This includes notifying the Tennessee Department of Revenue of the change in ownership, and if applicable, updating the mobile home park or community management.

7. Potential Tax Implications

Be Aware of Taxes

Depending on the circumstances of the transfer, there may be tax implications, such as sales tax or gift tax. Consult with a tax professional or the Tennessee Department of Revenue to understand your tax obligations.

Transferring ownership of a mobile home in Tennessee involves a series of steps, from verifying ownership to updating records and potentially addressing tax implications. Following these procedures diligently ensures a smooth and legally compliant transfer process.

Remember that documentation, including the title assignment and Bill of Sale, plays a vital role in this process. It’s advisable to work with a notary public to notarize these documents for added security. By adhering to these steps, you can facilitate a successful ownership transfer of your mobile home in Tennessee.

Helpful Links:

Tennessee Department of Revenue – Mobile Homes

Tennessee Department of Revenue – Forms

Tennessee Secretary of State – Notary Public Services

Tennessee County Clerk Directory

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